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Rate History
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Money Market Rate History at BankFirst
| Date |
Floor Rate
(13 Week
Moving Average) |
Interest
Rate |
APY |
Fed Funds
Target Rate |
| 6/1/2008 |
1.487% |
2.52% |
2.55% |
2.00% |
| 5/1/2008 |
1.618% |
2.52% |
2.55% |
2.00% |
| 4/30/2008 |
1.618% |
2.52% |
2.55% |
2.00% |
| 4/1/2008 |
2.202% |
2.52% |
2.55% |
2.25% |
| 3/19/2008 |
2.725% |
2.76% |
2.80% |
2.25% |
| 3/14/2008 |
2.725% |
2.96% |
3.00% |
3.00% |
| 3/1/2008 |
2.725% |
3.20% |
3.25% |
3.00% |
| 2/1/2008 |
3.087% |
3.45% |
3.50% |
3.00% |
| 1/30/2008 |
3.469% |
3.93% |
4.00% |
3.00% |
| 1/22/2008 |
3.469% |
3.93% |
4.00% |
3.50% |
| 1/18/2008 |
3.469% |
4.17% |
4.25% |
4.25% |
| 1/1/2008 |
3.469% |
4.41% |
4.50% |
4.25% |
| 12/12/2007 |
3.795% |
4.41% |
4.50% |
4.25% |
| 12/11/2007 |
3.795% |
4.65% |
4.75% |
4.25% |
| 12/1/2007 |
3.795% |
4.65% |
4.75% |
4.50% |
| 11/1/2007 |
4.049% |
4.65% |
4.75% |
4.50% |
| 10/15/2007 |
4.387% |
4.89% |
5.00% |
4.75% |
| 10/1/2007 |
4.387% |
4.41% |
4.50% |
4.75% |
| 9/1/2007 |
4.579% |
4.65% |
4.75% |
4.75% |
| 9/1/2007 |
4.579% |
4.65% |
4.75% |
5.25% |
| 8/1/2007 |
4.745% |
4.79% |
4.90% |
5.25% |
| 7/1/2007 |
4.757% |
4.82% |
4.93% |
5.25% |
| 6/1/2007 |
4.874% |
4.87% |
4.98% |
5.25% |
| 5/1/2007 |
4.953% |
4.95% |
5.06% |
5.25% |
| 4/1/2007 |
4.980% |
4.98% |
5.10% |
5.25% |
| 3/1/2007 |
4.948% |
4.96% |
5.07% |
5.25% |
| 2/1/2007 |
4.921% |
4.94% |
5.05% |
5.25% |
| 1/1/2007 |
4.896% |
4.91% |
5.02% |
5.25% |
| 12/1/2006 |
4.887% |
4.89% |
5.00% |
5.25% |
| 11/1/2006 |
4.899% |
4.94% |
5.05% |
5.25% |
| 10/1/2006 |
4.920% |
4.94% |
5.05% |
5.25% |
| 9/1/2006 |
4.919% |
4.94% |
5.05% |
5.25% |
| 8/1/2006 |
4.820% |
4.89% |
5.00% |
5.25% |
| 7/1/2006 |
4.706% |
4.75% |
4.85% |
5.25% |
| 6/1/2006 |
4.614% |
4.65% |
4.75% |
5.25% |
| 6/1/2006 |
4.614% |
4.65% |
4.75% |
5.00% |
| 5/1/2006 |
4.503% |
4.55% |
4.65% |
5.00% |
| 5/1/2006 |
4.503% |
4.55% |
4.65% |
4.75% |
| 4/1/2006 |
4.383% |
4.41% |
4.50% |
4.75% |
| 3/1/2006 |
4.144% |
4.17% |
4.25% |
4.75% |
| 3/1/2006 |
4.144% |
4.17% |
4.25% |
4.50% |
| 2/1/2006 |
3.988% |
4.02% |
4.10% |
4.50% |
| 1/1/2006 |
3.835% |
3.88% |
3.95% |
4.25% |
| 12/1/2005 |
3.702% |
3.74% |
3.80% |
4.25% |
| 12/1/2005 |
3.702% |
3.74% |
3.80% |
4.00% |
| 11/1/2005 |
3.530% |
3.59% |
3.65% |
4.00% |
| 11/1/2005 |
3.530% |
3.59% |
3.65% |
3.75% |
| 10/1/2005 |
3.381% |
3.40% |
3.45% |
3.75% |
| 9/1/2005 |
3.240% |
3.25% |
3.30% |
3.75% |
| 9/1/2005 |
3.240% |
3.25% |
3.30% |
3.50% |
| 8/1/2005 |
3.014% |
3.06% |
3.10% |
3.50% |
| 8/1/2005 |
3.014% |
3.06% |
3.10% |
3.25% |
| 7/1/2005 |
2.882% |
2.91% |
2.95% |
3.25% |
| 6/1/2005 |
2.791% |
2.81% |
2.85% |
3.25% |
| 6/1/2005 |
2.791% |
2.81% |
2.85% |
3.00% |
| 5/1/2005 |
2.691% |
2.72% |
2.75% |
2.75% |
| 4/1/2005 |
2.549% |
2.57% |
2.60% |
2.75% |
| 3/1/2005 |
2.339% |
2.38% |
2.41% |
2.75% |
| 3/1/2005 |
2.339% |
2.38% |
2.41% |
2.50% |
| 2/1/2005 |
2.194% |
2.25% |
2.24% |
2.25% |
| 2/1/2005 |
2.194% |
2.25% |
2.27% |
2.50% |
| 1/1/2005 |
2.017% |
2.03% |
2.05% |
2.25% |
| 12/1/2004 |
1.805% |
1.88% |
1.90% |
2.00% |
| 11/1/2004 |
1.628% |
1.64% |
1.65% |
2.00% |
| 11/1/2004 |
1.628% |
1.64% |
1.65% |
1.75% |
| 10/1/2004 |
1.505% |
1.54% |
1.55% |
1.75% |
| 9/1/2004 |
1.364% |
1.40% |
1.41% |
1.75% |
| 9/1/2004 |
1.364% |
1.40% |
1.41% |
1.50% |
| 8/1/2004 |
1.227% |
1.24% |
1.25% |
1.50% |
| 8/1/2004 |
1.227% |
1.24% |
1.25% |
1.25% |
| 7/1/2004 |
1.100% |
1.10% |
1.11% |
1.25% |
| 6/1/2004 |
0.967% |
1.00% |
1.00% |
1.00% |
| 5/1/2004 |
0.933% |
1.00% |
1.00% |
1.00% |
| 4/1/2004 |
0.918% |
1.00% |
1.00% |
1.00% |
| 3/1/2004 |
0.900% |
1.00% |
1.00% |
1.00% |
| 2/1/2004 |
0.900% |
1.00% |
1.00% |
1.00% |
| 1/1/2004 |
0.920% |
1.00% |
1.00% |
1.00% |
| 12/1/2003 |
0.930% |
1.00% |
1.00% |
1.00% |
| 11/1/2003 |
0.940% |
1.00% |
1.00% |
1.00% |
| 10/1/2003 |
0.930% |
1.00% |
1.00% |
1.00% |
| 9/1/2003 |
0.930% |
1.00% |
1.00% |
1.00% |
| 8/1/2003 |
0.970% |
1.00% |
1.00% |
1.00% |
| 7/1/2003 |
1.060% |
1.05% |
1.06% |
1.00% |
| 7/1/2003 |
1.060% |
1.14% |
1.15% |
1.00% |
| 6/1/2003 |
1.110% |
1.14% |
1.15% |
1.00% |
| 6/1/2003 |
1.110% |
1.14% |
1.15% |
1.25% |
| 6/1/2003 |
1.110% |
1.24% |
1.25% |
1.25% |
| 5/1/2003 |
1.140% |
1.24% |
1.25% |
1.25% |
| 4/1/2003 |
1.150% |
1.24% |
1.25% |
1.25% |
| 3/1/2003 |
1.180% |
1.74% |
1.75% |
1.25% |
| 3/1/2003 |
1.180% |
1.98% |
2.00% |
1.25% |
| 2/1/2003 |
1.200% |
1.98% |
2.00% |
1.25% |
| 2/1/2003 |
1.200% |
2.18% |
2.20% |
1.25% |
| 1/1/2003 |
1.370% |
2.18% |
2.20% |
1.25% |
| 12/1/2002 |
1.500% |
2.18% |
2.20% |
1.25% |
| 11/1/2002 |
1.610% |
2.28% |
2.30% |
1.25% |
| 11/1/2002 |
1.610% |
2.37% |
2.40% |
1.25% |
| 11/1/2002 |
1.610% |
2.62% |
2.65% |
1.75% |
| 10/1/2002 |
1.650% |
2.62% |
2.65% |
1.75% |
| 9/1/2002 |
1.670% |
2.62% |
2.65% |
1.75% |
| 8/1/2002 |
1.710% |
2.62% |
2.65% |
1.75% |
| 7/1/2002 |
1.720% |
2.62% |
2.65% |
1.75% |
| 6/1/2002 |
1.760% |
2.62% |
2.65% |
1.75% |
| 5/1/2002 |
1.750% |
2.62% |
2.65% |
1.75% |
| 4/1/2002 |
1.730% |
2.62% |
2.65% |
1.75% |
| 3/1/2002 |
1.700% |
2.76% |
2.80% |
1.75% |
| 3/1/2002 |
1.700% |
2.62% |
2.65% |
1.75% |
| 2/1/2002 |
1.750% |
2.96% |
3.00% |
1.75% |
| 1/1/2002 |
1.950% |
3.20% |
3.25% |
1.75% |
| 12/1/2001 |
2.310% |
3.20% |
3.25% |
2.00% |
| 12/1/2001 |
2.310% |
3.20% |
3.25% |
1.75% |
| 11/1/2001 |
2.760% |
3.20% |
3.25% |
2.00% |
| 11/1/2001 |
2.760% |
3.45% |
3.50% |
2.00% |
| 11/1/2001 |
2.760% |
3.45% |
3.50% |
2.50% |
| 10/1/2001 |
3.280% |
3.69% |
3.75% |
2.50% |
| 10/1/2001 |
3.280% |
3.45% |
3.50% |
2.50% |
| 10/1/2001 |
3.280% |
3.69% |
3.75% |
3.00% |
| 9/1/2001 |
3.460% |
3.93% |
4.00% |
3.00% |
| 9/1/2001 |
3.460% |
4.17% |
4.25% |
3.50% |
| 8/1/2001 |
3.540% |
4.41% |
4.50% |
3.75% |
| 8/1/2001 |
3.540% |
4.17% |
4.25% |
3.50% |
| 7/1/2001 |
3.680% |
4.65% |
4.75% |
3.75% |
| 6/1/2001 |
3.980% |
4.89% |
5.00% |
4.00% |
| 6/1/2001 |
3.980% |
4.65% |
4.75% |
3.75% |
| 5/1/2001 |
3.970% |
4.89% |
5.00% |
4.00% |
| 4/1/2001 |
4.870% |
5.37% |
5.50% |
5.00% |
| 4/1/2001 |
4.870% |
5.13% |
5.25% |
5.00% |
| 4/1/2001 |
4.870% |
4.89% |
5.00% |
4.50% |
| 3/1/2001 |
5.290% |
5.70% |
5.58% |
5.50% |
| 2/1/2001 |
5.700% |
5.70% |
5.85% |
5.50% |
| 1/1/2001 |
6.050% |
6.36% |
6.55% |
6.50% |
| 12/1/2000 |
6.100% |
6.36% |
6.55% |
6.50% |
The interest rate will be no less than the Floor Rate which is the 13-week moving average of the 91-Day Treasury Bill average auction dicount rate as of the first business day of the month.
The Federal Funds Target Rate is established by the Federal Open Market Committee (FOMC) headed by Alan Greenspan and is the approximate rate at which banks lend funds to each other on an overnight basis.
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/Member FDIC 
