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OUR PRIVACY NOTICE

We are committed to providing you quality products and services while protecting your privacy and security. This Privacy Notice explains what information we collect about you, with whom we share it, and when you can direct us not to share certain information with certain parties.

Privacy Practices of Third Parties

We are not responsible for the privacy policies or practices of any non-affiliated third party. We encourage you to review their privacy policy before providing them with any personally identifiable information. Third parties may collect and use information about you in a way that is different from this Notice.

Who "We" Are

In this Privacy Notice, we, us or our mean:
Marshall BankFirst Corp. - a bank holding company and the following wholly owned subsidiaries:

Marshall Bank, N.A. - a nationally chartered bank
   Marshall Business Credit, LLC - a subsidiary of Marshall Bank, N.A.
BankFirst-a South Dakota state chartered bank

We have affiliated companies, under common ownership. The following companies are our affiliates:
The Marshall Group, Inc.

Marshall Investments Corporation
Marshall Real Estate Corporation
Marshall Capital Corporation
Marshall Financial, Inc.
PMC Investments LLC

Marshall Financial Holdings, LLC

Marshall Financial Group, LLC
Marshall Funding, LLC
Marshall Capital Partners, LLC

We have combined our Privacy Notice because you may be a customer of more than one entity.

Who "You" Are

This Privacy Notice will apply to you if you are a consumer who has a continuing relationship with one or more of us. A consumer is a natural person (not a corporation or other legal entity) whose account covered by this Notice is established for personal, family or household purposes (as opposed to a business purpose).

If you have a joint account with us, you should share this Notice with the persons who share your account. They may not receive a separate Notice. If you have more than one account with us, you may only receive one copy of this Notice.

The practices described in this Notice also apply to our former customers.

What "Information" Is

The term information as used in this Privacy Notice means non-public personal information. This is a legal term which generally means:

  1. Information that can identify you such as your name, address or social security number,
  2. that is not publicly available, and
  3. that we collect in connection with providing a financial product or service to you.

Our Information Collection Practices

In order to provide you with quality products or services, we collect and maintain information about you. This includes personal and financial information which is generally not available to the public. We get this type of information from various sources, including:

  • Information you provide to us on applications or other forms, whether in person, by mail, over the telephone or via the Internet. This information may include, for example, your name, address, social security number, and date of birth.
  • Information we learn through your financial transactions with us. This may include information on your account balance, transaction history, and account usage.
  • Information we receive from a credit reporting agency (credit bureau), if applicable. This may include your credit score and credit history.
  • Information we receive from our affiliates and from non-affiliated third parties, relating to their transaction experience with you.

Information We Share with Affiliates

We may share information derived from transactions we conduct on your behalf with affiliates. Under Federal law, you may not opt-out of disclosure of this information.

We may also share information you provide directly to us on applications or forms, or information we receive from credit reporting agencies or other companies, related to your credit worthiness or payment history. You may opt-out of the disclosure of this information as described below.

Information We Share with Service Providers and Joint Marketers

We may disclose information we collect from you to companies and affiliates that perform services on our behalf such as preparing and mailing monthly statements or responding to customer inquiries. We may also provide other information obtained from you , except for information from consumer reporting agencies, to companies and affiliates who perform marketing services for us or to other financial institutions with which we have joint marketing agreements. You may not opt-out of the disclosure of this information.

Information We Share with Non-Affiliated Third Parties

We do not disclose any information about you to non-affiliated third parties, except as permitted by law.

Our Data Security Procedures

We restrict access to non-public personal information about you to those persons who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards to guard your non-public personal information.

Changes to this Notice

We may make changes to this Privacy Notice at any time. If we do, we will provide you with a notice of such changes as required by law. This Notice replaces any other previous Privacy Notice about our customer information sharing practices.

Compliance with State Law

We will comply with more restrictive state laws to the extent that they apply to us.

Opt-Out Procedures

If you prefer that we not disclose non-public personal information about you with affiliates, you may opt-out of those disclosures (other than disclosures permitted by law) by calling us at the telephone number(s) listed below. Please allow several weeks for your opt-out request to take effect. Your election to opt-out will remain in effect until revoked by you in writing. Please understand that even if you choose to opt-out, we may continue to share your non-public personal information with affiliates and certain non-affiliated third parties as permitted by applicable law.

For More Information

If you have questions regarding the information contained in this Notice, please contact us at one of the following branch locations:

BANKFIRST

Sioux Falls, SD
6100 S Old Village Place
Sioux Falls, SD 57108
605- 988-3200
800-328-2411

Minneapolis, MN
800 Marquette Ave
Suite 200
Minneapolis, MN 55402
612-359-8700
888-505-6623

Chandler, AZ
1951 N. Alma School Rd.
Chandler, AZ 85224
480-857-2581
800-328-2411

July 2007

Member FDIC